Date: 30-05-24  Time: 02:14 am
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Author Topic: Insurance question  (Read 990 times)

HarryHornby

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Insurance question
« on: 31 July 2017, 06:17:36 pm »
Hi All,


Looks like my bike will be off the road for a while so am thinking of making it SORN.


My insurance is up in 7 days.  How does it work with regards to no claims bonus if I don't renew my insurance?  Can I re-insure the bike in say a year's time and keep my no claims bonus from this year or do you have to have constant insurance for the no claims to stay with you?


I'm more than happy to risk the bike being uninsured in the garage just don't want to lose my no claims.
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BBROWN1664

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Re: Insurance question
« Reply #1 on: 31 July 2017, 10:01:54 pm »
You can use your no-claims up to two years after the policy expires.
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Another ex-Fazer rider that is a foccer again

HarryHornby

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Re: Insurance question
« Reply #2 on: 01 August 2017, 06:48:50 am »
Perfect, thank you!
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celticdog

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Re: Insurance question
« Reply #3 on: 01 August 2017, 12:57:38 pm »
Quote from: HarryHornby on 01 August 2017, 06:48:50 am
Perfect, thank you!
good result!

Now speaking of insurance but going slightly off topic, it's time to take her and the sprogs off on holiday.
Having filled out an online travel insurance application, Tesco decide that the premium should DOUBLED due to declaring my condition of mild asthma!
Anyway, I told them to go forth and multiply, found several much cheaper with a price comparison site.
Moral? it pays to shop around.
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Dave48

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Re: Insurance question
« Reply #4 on: 01 August 2017, 01:49:20 pm »
I have always found Martin Lewis to be a good source of impartial financial advice/information. The insurance industry leaves a lot to be desired but you can get holiday cover from other companies unconnected with the travel company. Similarly with vehicle hire collision/damage waiver.
NEVER accept the first quote but be truthful in your declarations. Dont leave them a loophole if the worst should happen.
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