havent managed to protect my no claims yet (had a claim for the last 2 years although the last was no fault)
when i came to renew last year, i had an open claim. they put my insurance up to £752 (bastards) which i refused to pay and SORNd the bike instead.
once the claim was settled, i used comparethemarket to find a quote for £220 which include EU cover, Helmets and leather cover, roadside recovery, legal protection and life cover. this was CHEAPER than the previous year.
can i got a cuddly toy from Compare the market too