Date: 21-10-20  Time: 16:56 PM

Author Topic: Shiny side down - now a Cat D  (Read 1277 times)

LennyFZ

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Shiny side down - now a Cat D
« on: 12 June 2016, 12:18:06 PM »
Recently my FZS600 was knocked over by an inattentive woman.. Leaving me with a Cat D bike. So needs a new MOT. does anyone know of cheap/part worn front tyres? Need a cheap fix just to get it back on the road! Cheers.

sadlonelygit

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Re: Shiny side down - now a Cat D
« Reply #1 on: 12 June 2016, 03:41:11 PM »
You need a new mot because your old one has expired or because it's now on the insurance register?
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NorthWestern

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Re: Shiny side down - now a Cat D
« Reply #2 on: 12 June 2016, 04:06:50 PM »
I've never needed to retest a cat d or cat c.

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LennyFZ

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Re: Shiny side down - now a Cat D
« Reply #3 on: 12 June 2016, 08:49:29 PM »
Categorised as a total loss cat d, so would need a new mot to prove its roadworthy

sadlonelygit

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Re: Shiny side down - now a Cat D
« Reply #4 on: 12 June 2016, 09:34:16 PM »
Categorised as a total loss cat d, so would need a new mot to prove its roadworthy

and who told you that shit! cat d just means it has been repaired through the insurance co. cat c is an uneconomical repair ie more than a fixed % of the bikes value.

a total loss is just that.....total, ie unrecovered theft or fire or hello mr artic

as has been mentioned earlier bikes don't need to be re-tested for cat c/d.

ins co. might require an engineers report or perhaps a new mot so they know they aren't covering a ringer/death trap but no legal reason to have a new test. there was a guy on FBOC trying to sell a cat B with an MOT, just shows how much attention DVLA/ins co really pay
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NorthWestern

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Re: Shiny side down - now a Cat D
« Reply #5 on: 12 June 2016, 09:47:40 PM »
For bikes there is nothing needed. I think cars do require something, I can't remember exactly. 

I have never had an insurance company query anything regarding mot or any reports when insuring a recent write off. My current fazer was a cat c with 8 months mot left, bashed it straight and insured it, took docs to get the taxed no bother.



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Exupnut

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Re: Shiny side down - now a Cat D
« Reply #6 on: 12 June 2016, 10:05:10 PM »
Category A

Scrap only. For cars so badly damaged they should be crushed and never re-appear on the road. Even salvageable parts must be destroyed.

Category B

Body shell should be crushed. Signifies extensive damage, although some parts are salvageable. Should never re-appear on road, although reclaimed parts can be used in other road-going vehicles.

Category C

The vehicle is repairable but the costs exceed the vehicle’s value. Can re-appear on road. Read more.

Category D

The vehicle is repairable but repair costs are significant compared to the vehicle value – including time delays to source parts. Can re-appear on road. Read more.
 

The ABI Salvage Code dictates that Category A and Category B cars should be crushed, with Cat B vehicles allowed to donate some safe and serviceable parts.

However, write-offs in the latter two categories can be sold on by the insurance company, either to the original owner or to a third party via a car salvage company. Cars written off as a Category C case, according to the ABI’s Salvage Code, “require a Vehicle Identity Check (VIC) before a V5C registration certificate is re-issued by the DVLA.” The VIC is carried out by the Vehicle Operator and Services Agency (VOSA).

As no notifications are made to the Driver and Vehicle Licensing Agency (DVLA) or VOSA when a car is written off in a Category D situation, the vehicle is not subject to a VIC before it is allowed back on the road – just make sure the repair work has been carried out to a safe and satisfactory standard.

Cars in the latter two categories can sometimes represent a bargain, if they are priced accordingly. An older car can be repaired to an acceptable standard at a lower cost than that dictated by an insurance company’s standards – especially if used parts or cheaper labour are used.
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PieEater

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Re: Shiny side down - now a Cat D
« Reply #7 on: 13 June 2016, 07:18:11 AM »
Surely if the front tyre is not roadworthy it ought to be replaced regardless of whether or not a MOT is required  :\