Now her dad wants to look at the pics I took of the damage (i.e. These ones). I've suggested i take the bike round so he can assess the workshop guys knowledge of bike mending and associated costs. I can see this going to insurance. Thanks for replying, everyone.
I know if it were were my daughter looking at £2000 cash - top price for everything then I would be telling her to go through the insurance.
Cheers everyone. The die is now cast. Daddy clearly said, "£1500 pfffft, that's just a scratch" and five mins later I get a call from my OWN insurance asking me about the incident! My spanner man reckons he can sort it all out for me for about £500 using eBay parts and his top spray paint mate, so maybe buying it back once it's written off is in order.My premiums are low as I'm an old fart, so I'm not too worried about all that tbh. My other option is to cut and run and move on completely to something else as I have a spare couple grand I could chuck in to any payout. A pleasantly painful dilemma...
Quote from: SpokesT on 23 June 2017, 07:58:30 pmCheers everyone. The die is now cast. Daddy clearly said, "£1500 pfffft, that's just a scratch" and five mins later I get a call from my OWN insurance asking me about the incident! My spanner man reckons he can sort it all out for me for about £500 using eBay parts and his top spray paint mate, so maybe buying it back once it's written off is in order.My premiums are low as I'm an old fart, so I'm not too worried about all that tbh. My other option is to cut and run and move on completely to something else as I have a spare couple grand I could chuck in to any payout. A pleasantly painful dilemma...Sorry but that just makes you sound (imo) a twat........ 20 yr old girl more than likely paying rip off insurance premiums wants a helping hand by not going through insurance and all you clearly want to do is fleece her for a meesly grand.
This is what insurers will be looking at.
Quote from: midden on 23 June 2017, 10:18:26 pmQuote from: SpokesT on 23 June 2017, 07:58:30 pmCheers everyone. The die is now cast. Daddy clearly said, "£1500 pfffft, that's just a scratch" and five mins later I get a call from my OWN insurance asking me about the incident! My spanner man reckons he can sort it all out for me for about £500 using eBay parts and his top spray paint mate, so maybe buying it back once it's written off is in order.My premiums are low as I'm an old fart, so I'm not too worried about all that tbh. My other option is to cut and run and move on completely to something else as I have a spare couple grand I could chuck in to any payout. A pleasantly painful dilemma...Sorry but that just makes you sound (imo) a twat........ 20 yr old girl more than likely paying rip off insurance premiums wants a helping hand by not going through insurance and all you clearly want to do is fleece her for a meesly grand.Does it?Sounds quite sensible to me.Would she give SpokesT a 'helping hand' if it had been the other way round?. I guess we will never know.This going down the cash route is all well and good up until the evening of the event when things have cooled down and the driver starts getting helpful 'advice' from friends and family. Usually along the lines of...'You don't want to pay that!', 'I wouldn't pay this!', 'It's just a scratch!' etc etc.......