The disc simply isn't coming off unless you remove wheel,the job is pish easy to remove replace rear wheel why do people say it's hard ? as suggested using a short plank of wood to assist lifting it up.
I always start axel into swingarm before the wheel then into brake plate ready,instal the wheel chain on with its big spacer it'll hold in situ,its the smaller brake side that's fiddly but if it's all ready to go fit lift up with wood begin to tap axel once lined up job done 🙂