[size=0pt]Sounds like Carol Cash are as bad as Deshitt. When I passed my test last year and sold the 125, I had a look around the price comparison websites to see how much a new policy would be on a Fazer. Rang my insurer Devitt (badged as RAC) and the cost to change the policy for the remaining 2 months (After the usual admin scam) was only slightly less than a new policy. I’d already sold the YBR at this point so didn’t need to keep the policy.[/size][size=0pt]Anyway, when I bought the Fazer I told them I wanted to cancel the YBR policy and I would renew elsewhere – all done and dusted (or so I thought). Then I get an email asking for £61.35 extra due to “cancellation fee and additional premium for time on cover”, with the usual threat of debt collection if not paid. I rang up for clarification and the reason given for the increased premium was that I'd paid for a 12 month policy but as I’d cancelled early I wasn't using it for the full 12 month term, so they had the right to charge more money. Theory is that because it is a shorter term-policy, it would be more expensive (if I’d taken it out for 10 months rather than 12). I asked if they would just reinstate the policy and I’d see it out, but the adviser said that even if I hadn't told them I'd already sold the bike "DVSA would have notified them anyway” so they would still have come to me for more money. [/size][size=0pt]Try working that out with a logical brain: you end your policy early, you haven't claimed, and yet they ask for more money! Taking shorter term insurance might mean you are a riskier prospect when your details are fed through a computer, but in the real world when you've already 100% sold the bike there is 0% chance of having an accident! I didn't expect a premium rebate from the thieving barstewards, but to be told to pay more really p*ssed me off.[/size][size=0pt]In the end I managed to get them to waive the administration fee because unbeknownst to me my new policy was also underwritten by Devitt (so they classed it as if I hadn't left) but I still had to pay extra to them. It’s criminal. [/size][size=0pt]Needless to say that at renewal time this year I went with a different company, though they are no doubt just as crooked! [/size][size=0pt]It’s not just motor insurance it’s across the board in the industry. I work in travel and travel insurers will happily see someone die in a hospital waiting room whilst they drag their heels over what’s covered. [/size]
Quote from: Adam2201 on 09 August 2016, 09:24:14 pm[size=0pt]Sounds like Carol Cash are as bad as Deshitt. When I passed my test last year and sold the 125, I had a look around the price comparison websites to see how much a new policy would be on a Fazer. Rang my insurer Devitt (badged as RAC) and the cost to change the policy for the remaining 2 months (After the usual admin scam) was only slightly less than a new policy. I’d already sold the YBR at this point so didn’t need to keep the policy.[/size][size=0pt]Anyway, when I bought the Fazer I told them I wanted to cancel the YBR policy and I would renew elsewhere – all done and dusted (or so I thought). Then I get an email asking for £61.35 extra due to “cancellation fee and additional premium for time on cover”, with the usual threat of debt collection if not paid. I rang up for clarification and the reason given for the increased premium was that I'd paid for a 12 month policy but as I’d cancelled early I wasn't using it for the full 12 month term, so they had the right to charge more money. Theory is that because it is a shorter term-policy, it would be more expensive (if I’d taken it out for 10 months rather than 12). I asked if they would just reinstate the policy and I’d see it out, but the adviser said that even if I hadn't told them I'd already sold the bike "DVSA would have notified them anyway” so they would still have come to me for more money. [/size][size=0pt]Try working that out with a logical brain: you end your policy early, you haven't claimed, and yet they ask for more money! Taking shorter term insurance might mean you are a riskier prospect when your details are fed through a computer, but in the real world when you've already 100% sold the bike there is 0% chance of having an accident! I didn't expect a premium rebate from the thieving barstewards, but to be told to pay more really p*ssed me off.[/size][size=0pt]In the end I managed to get them to waive the administration fee because unbeknownst to me my new policy was also underwritten by Devitt (so they classed it as if I hadn't left) but I still had to pay extra to them. It’s criminal. [/size][size=0pt]Needless to say that at renewal time this year I went with a different company, though they are no doubt just as crooked! [/size][size=0pt]It’s not just motor insurance it’s across the board in the industry. I work in travel and travel insurers will happily see someone die in a hospital waiting room whilst they drag their heels over what’s covered. [/size]It defies all normal logic!Seeing how insurance is compulsory its about time customers stood up to these robber barons & the whole industry came under official scrutiny.Now it is easy to list examples of poor treatment -unfortunately many of us have been fleeced one way or another by insurers-so how about a mention for any companies that have treated us in a fair manner(if any such exist!)?