After my accident my Nike is being classed as a cat D write off, I am going to keep the bike but they want me to get an independent engineers report as well as a new mot or they will cancel my insurance, so I have to pay £130 just to satisfy them, all because the footrest hit the chain guard and broke the fixing bracket, so I have to replace the swinging arm which isn't a major issue but an mot will have pick up if the bike is unsafe or not. Even my local dealer said an mot is all that is needed. And they have gave me 28 days to get it done. And at the moment I still can't walk without crutches.